Last updated: August 2026

This page describes how payments work when you sell gold to Diginest Gold Company.

1. Accepted Payment Modes

  • Cash payment at the branch, for transactions within applicable cash-handling limits under Indian law
  • UPI (Google Pay, PhonePe, etc.)
  • NEFT / RTGS / IMPS bank transfer

2. Payment Timeline

Payment is released immediately after purity verification and mutual agreement on the valuation — typically within 10–15 minutes of completing the XRF test. Bank transfers may reflect in your account within standard bank processing times, which can vary by bank.

3. Pledged Gold Transactions

Where we settle an existing bank or financier loan on your behalf as part of a pledged-gold release, the outstanding loan amount is deducted from the total valuation before the balance is paid to you. A clear breakup of the loan settlement and net payout is shared with you before the transaction is finalised.

4. Pricing Basis

All payments are calculated against the live market gold rate applicable on the day and time of the transaction, based on the karat purity confirmed through XRF testing. Prices are not fixed in advance and can move with the market.

5. No Hidden Deductions

We do not apply melting loss, making-charge deductions, or undisclosed commissions. The only deduction applied, where relevant, is the settlement of an existing pledge/loan as authorised by the customer.

6. Receipts

Every transaction is documented with a signed receipt showing weight, purity, applicable rate, and final payment amount, provided to the customer for their records.

7. Disputes

If you have any concern about a payment, contact us immediately at 7569941678 so our team can review the transaction record with you.

💬 📞